Opening a Czech bank account: what to expect

Salary, rent, phone contracts and many everyday payments are much easier with a Czech bank account. Opening one is usually straightforward, but a little preparation saves time.

What you will usually need

• A valid passport or EU ID card.
• Often a second document or proof of address, and sometimes your residence permit.
• A Czech phone number for online banking and payment confirmations.

Requirements differ between banks, so check the bank’s website or ask before you go.

Questions worth asking

• Are there monthly fees, and how can you avoid them?
• Is the mobile app available in English?
• Are there fees for payments abroad or currency exchange?
• Can you open the account online?

A small tip

Many expats find that choosing a bank with good English-language support makes the first months much less stressful. Once you have an account, setting up direct payments for rent and bills is one less thing to worry about.

Prague Integration offers counselling for expats and locals in over 10 languages, online or in person in Prague 1. Book a free discovery session and we will match you with the right person.